About Cemes Micro Franchise LTD.

Who We are?

Cemes Micro Franchise Limited, is your financial partner that provides fast and easy way of accessing revolving credit line for growth and prosperity of your business.

With a blazing fast mobile lending platform, we have delivered our promise to over 25000 business lending over KES 520 million across Kenya.

50 + Branches

Our Footprint

50000 +

Happy Clients


Money Lent to Business owners

3,000 - 15,000

Amount one can Access

We Specialise on Revolving Credit and Franchise Financing

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what we provide

We focus on financial inter-mediation to the population at the bottom of pyramid with view of enhancing financial inclusion to support individuals and strengthen community institutions as way of fighting poverty.


Quick processing and disbursement.


Between - Weekly repayment plans.


Walk into any of our 54 branches and borrow at any time.

Customer Excellence

A dedicated relationship officer for each client.

No Savings Required

Walk in and get cash.

One Lifetime Loan application

No application needed for return customers.